Welcome to Women's Microfinance Initiative

WMI's mission is to establish village-level loan hubs, administered by local women, to provide capital, training and support services to rural women in the lowest income brackets in East Africa so that they can engage in income producing activities.

How It Works! - The WMI Loan Program Overview




WMI celebrates 10th anniversary with new video by Local Director, Olive Wolimbwa, discussing WMI's 10 year impact.

WMI ANNUAL REPORT WMI 2016 Annual Report
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WMI Timeline - How Loans Work HOW WMI LOANS WORK
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2014 Combined Federal Giving Campaign2017 Combined Federal Giving Campaign
WMI is a participating member of CFC. We welcome your contributions! WMI's CFC number is 40340.

Goal: Buyobo Girl Thanking WMI WMI's goal is to help women build assets so that they can stabilize their income, raise their standard of living and reorient themselves and their families. WMI's small loans bring big changes to impoverished women, who use the money to build small businesses. With pro bono legal assistance from the law firm of Baker & McKenzie in New York, WMI issued its first microloans in January 2008. By year end 2017, it had issued 40,000 loands totaling $5 million to women in more than 1,500 villages. WMI has developed a unique economic model to transition women to institutional banking and the formal economy in 24-months. Loan funds are recycled so that the program becomes self-sustaining. WMI is making financial inclusion a reality for village women in East Africa.

A DOZEN LOAN PROGRAM ESSENTIALS...

  1. 10 year operating history in rural East Africa
  2. Over 40,000 business loans issued; over $5,000,000 lent
  3. Human capacity building at the village level through intensive training
  4. Construction of village-level loan hubs to accommodate rural women
  5. Program run by and for rural women through their own women's group
  6. Loan income retained by the women's groups running the loan hubs
  7. Loan hubs are self-sustaining, covering all expenses from program income
  8. Income after expenses funds community-wide service projects like clean water
  9. Peer-to-peer knowledge transfer and business skills training
  10. Twenty-member loan support groups use social capital to ensure repayment
  11. Semi-annual surveys and site visits document program impact
  12. Borrowers' households show measureable improvements in combating poverty
GuideStar Exchange - Platinum Participant Global Giving Top Ranked 2017

Donate to the WMI Cause:

Your donation will give an impoverished woman in rural East Africa the opportunity to start her own business. With the revenues generated from her micro-enterprise, she will be able to raise the standard of living for her entire family and help make their future more secure. LEARN MORE »


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