Financial Information

Click here -> Snapshot of WMI Loans 2019

Click here -> 2018 Annual Report

Click here -> 2017 Annual Report

Click here -> 2016 Annual Report

Click here -> 2015 Annual Report

Click here -> 2014 Annual Report

Click here -> 2013 Annual Report

Click here -> 2012 Annual Report

Click here -> 2011 Annual Report

Click here -> 2010 Annual Report


2018 Program Accomplishments

Loan Program

  • WMI is excited to report that since inception we have raised over $2 million in support of our programs. Of this, 72% has funded our revolving loan fund and training, 27% has been directed to building infrastructure such as meeting facilities, offices, and 1% has gone to training and special projects.
  • In 2018, WMI provided 7,800 loans totaling almost $1,000,000, bringing the total value of loans issued since 2008 to over $6.2 million. This year WMI added 3,500 new borrowers, bringing our total number of borrowers since 2008 to over 17,000. Each loan positively impacts at least 20 people, including nuclear and extended family members, thus WMI has been able to reach over 340,000 individuals and improve their lives. We are now ramped up to deliver 10,000 loans annually.
  • The WMI loan program has graduated 6,000 borrowers to date.
  • WMI President, Robyn Nietert (below) made her 12th annual field visit to the loan hubs in East Africa.

    WMI President, Robyn Nietert made her 12th annual field visit to the loan hubs in East Africa.

Community Engagement

  • Boys and Girls Group is a program for youth ages 11-14 in Buyobo led by our facilitators, Sam and Teacher Susan. Girls and Boys groups hold weekly sessions discussing topics such as sexual health and hygiene, as well as creative expression and business skills. Boys and girls groups also hold contests in entrepreneurship and design. Through these contests, some of the youth in our program have gone on to create successful businesses and sell their designs to fund their education. To date, more than 400 youth have benefited from the program.
  • School Lunch Program. In Ugandan primary schools, students are not provided with meals during the long school day, causing many children to go hungry and become distracted from learning. Noticing this phenomenon at Buyobo Primary School, WMI pledged to invest $1,500 per year into a program in partnership with the school district to provide lunch to the P6 and P7 students during the day, so that they are better able to perform on their critical exams for secondary school placement. With the school lunch program in place, students no longer have to worry about a meal, and are now more able to focus on their schoolwork and achieve academic success.
  • Keep Buyobo Clean is a sanitation initiative which situates large trash receptacles throughout the village in order to promote and manage proper disposal of waste. The Keep Buyobo Clean program has also been implemented in other surrounding villages, including Buweli and Budadiri, and has seen much success in curbing littering and unsanitary conditions in these villages. The bin collection and placement is entirely managed by local residents, making the program easily sustainable and manageable in the villages.
  • The Village Health Team (VHT) is an organization supported by WMI that aims to improve the health and sanitation conditions in rural communities around Buyobo. The VHT conducts monthly home visits to families around the community to promote hygiene, sanitation and to provide screenings and preventive care to keep the community healthy. Today the Village Health Team is comprised of 84 local volunteers who serve in 71 different villages.
  • The Orphan Outreach Program is a new initiative which was launched this June by Lilia Smyth and Cerina Corrigan, WMI's 2018 summer interns. The Orphan Outreach Program's mission is to provide resources to orphaned children in Buyobo and the surrounding communities. In Uganda, children who have lost at least one parent are considered orphans. Most of these children live with relatives or other adults in the community; however, they often face issues of mistreatment, neglect, and hunger. WMI launched the Orphan Outreach Program which provides a safe, afterschool haven, with access to adult counselors, academic assistance, and school supplies. Today, 32 children come to Buyobo each week to participate in the program.

Special Projects

Annual Impact Survey. Our college interns managed a massive data analysis to document the loan program's impact. They reviewed over 1,300 surveys to develop a nuanced picture of the wide-ranging outcomes. For the tenth year in a row, WMI survey results show that the loan program continues to a have a significant impact in reducing poverty and improving household living standards for rural families. Monthly incomes double, triple and even quadruple after women launch their businesses. Before taking a loan and starting a business less than 10% of women earned more than $46/month. After launching their businesses, 86% of women earned more than $112/month.

The impact on savings is even more dramatic. Saving is virtually impossible for households with no regular income. After launching a business women are able to save on a regular basis and savings increases in Uganda were over 139%.

After 11 years of providing loans to rural women throughout East Africa, WMI has invested more than $6,000,000, served over 17,000 women, and reached 340,000 ancillary beneficiaries, making a significant financial and social impact in rural Uganda, Kenya and Tanzania. Through the work of this program, rural women have been empowered to step into their potential as business owners, heads of households, and community leaders. This has opened up opportunities for a better future for our borrowers, their families, and their communities. It is an initiative we look forward to supporting for years to come.



2016 program Accomplishments