Each year WMI surveys borrowers to collect data on program impact. In 2013, WMI's college interns analyzed data from over 1,000 participants in the WMI loan program to assess how the loans are empowering rural women and improving household living standards. The results continue to be impressive!

WMI Loan Program Impact

Income Gains: Women earning over $1,000/year
  • Only 11% of borrowers surveyed earned more than $1000/year when entering the loan program
  • Over 72% of borrowers surveyed earned more than $1000/year after just 6 months in the program
Savings Gains: Number of women saving at least $10/month
  • At 6 months, 28% of borrowers surveyed reported saving at least $10/ month
  • At 12 months, 59% of borrowers surveyed reported saving at least $10/ month
6-Month Loan Impact: Borrowers are healthier and more skilled
  • 95% of borrowers' report their families are healthier
  • 79% of borrowers report feeling more determined
  • 70% of borrowers report improved literacy and numeracy skills

Each of the loan programs WMI operates in Uganda, Kenya and Tanzania serves rural women from different ethnic and cultural backgrounds who face different local challenges; but, they have one thing in common - they are systematically excluded from access to financial services. This exclusion severely limits their ability to provide for their families and improve their living standards.

Click on each country link to see how the WMI loan program is succeeding in helping the rural women of East Africa lift their families out of poverty.



WMI Longitudinal StudyStarting in 2010, village women in the WMI loan program began transitioning to independent banking. WMI has followed the progress of some of the first borrowers in the loan program to see how operating a business has impacted their lives and communities over and extended period of time.


WMI Longitudinal StudyMonthly local coordinator reports provide insight and information into the ways the loan program is changing the lives of borrowers and the ways it is transforming the local communities where it operates. WMI utilized information from the LCRs to review the loan program's impact in four important areas: business operations, health, child development and gender relations.


WMI Village Comparisons StudyOver a four year period, WMI collected data from women throughout the Buyobo, Uganda area to assess their living standards prior to entering the loan program. This comparison shows how little economic conditions have changed for those who are not involved in the WMI loan program. It also demonstrates the continued need for the village-level savings and loan service provided by WMI.

WMI 2012 Loan Program Results LOAN PROGRAM RESULTS: 2012
WMI 2011 Loan Program Results LOAN PROGRAM RESULTS: 2011
WMI 2010 Loan Program Results LOAN PROGRAM RESULTS: 2010
WMI 2009 Loan Program Results LOAN PROGRAM RESULTS: 2009