LOAN PROGRAM RESULTS - 2012

FACT BOOKS:

Using JMP statistical software, generously supplied by SAS, Inc, WMI has analyzed data collected from Borrowers during a recent 12-month period in order to prepare the following reports that provide insight into how the loan program is helping borrowers lift their families out of poverty. Information has been prepared for each of the ten WMI loan hubs in Uganda, Kenya and Tanzania. The Fact Book for Buyobo, Uganda contains the greatest number of data points as that loan hub has been in operation longer than any of the other loan hubs and has the greatest number of Borrowers.

Buyobo
(Sironko District)
Uganda
Buyobo		 Atiak
(Amuru District)
Uganda
Atiak		 Bududa
(Bududa District)
Uganda
Bududa
Gulu
(Gulu District)
Uganda
Gulu		 Jinja
(Jinja District)
Uganda
Jinja		 Konokoyi
(Bbududa District)
Uganda
Kebale
(Kebale District)
Uganda
Kebale		 Ntumburi
(Eastern Province)
Kenya
Ntumburi		 Shikokho
(Western Province)
Kenya
Shikoko
Alailelai
(Ngorongoro Conservation Area)
Tanzania
Alailelai

WMI 2012 Combined Loan Hub Program Data WMI 2012 Combined Loan Hub Program Data - WMI provides a comprehensive village-level microfinance program for rural women in East Africa through ten loan hubs operating in Uganda, Kenya and Tanzania. The loan hubs were launched at various times from 2008 - 2012 and consequently have varying numbers of Borrowers.
WMI 2012 Combined Loan Hub Program Data 4-YEAR COMPARISON OF VILLAGE LIVING STANDARDS - Over the past four years, WMI has collected data from women throughout the Buyobo, Uganda area to assess their living standards prior to entering the loan program. This comparison shows how little economic conditions have changed for those who are not involved in the WMI loan program.
WMI Banking Factbook - Part 2 - September 2012 WMI Banking Factbook - Part 2 - September 2012 - In spring of 2011, WMI reported the results of a survey of the first 120 women who had transitioned to bank loans after participating in the WMI loan program for 2 years. The report documented the evolution of the successful businesses launched by these original borrowers.

In the summer of 2012, fifty of the original borrowers took part in a follow up survey which continued to track their business operations and household living standards. Their ongoing success is documented in the most current report.

LOAN PROGRAM RESULTS - Summer 2011

FACTBOOKS:

Using JMP statistical software, generously supplied by SAS, Inc, WMI has analyzed data collected from borrowers in order to prepare the following reports that provide insight into how the loan program is helping borrowers lift their families out of poverty.

DEMOGRAPHICS DEMOGRAPHICS LOAN IMPACT LOAN IMPACT

3-YEAR COMPARISON OF VILLAGE LIVING STANDARDS - Over the past three years, WMI has collected data from women throughout the Buyobo, Uganda area to assess their living standards prior to entering the loan program. This comparison shows how little economic conditions have changed for those who are not involved in the WMI loan program.

DEMOGRAPHICS - Find out what life is like for WMI borrowers and their families before they receive their loans. WMI has now collected borrower data from seven distinct loan hubs and the results are all impressive.

Uganda
Buyobo (BWA)
Kabale (ELWG)
Bududa (MAWDEG)
Jinja (WEDI)

Kenya
Ol Moran (Heroes)
Siaya (Sikabu)


LOAN IMPACT - See how WMI loans have improved the standard of living for borrowers and their families.

Uganda
Buyobo (BWA)

Kenya
Siaya (Sikabu)



LOAN PROGRAM RESULTS - 2010/11

FACTBOOKS:

Using JMP statistical software, generously supplied by SAS, Inc, WMI has analyzed data collected from borrowers over the past 2 years in order to prepare the following reports that provide insight into how the loan program is helping borrowers lift their families out of poverty.

INDEPENDENT BANKING - Learn how the graduation to independent borrowing and larger loans is giving borrowers more opportunities to expand their businesses and improve their lives. INDEPENDENT BANKING
DEMOGRAPHICS - Find out what life is like for WMI borrowers before receiving their loans. DEMOGRAPHICS
LOAN IMPACT - See how WMI loans have improved the standard of living for borrowers and their families. LOAN IMPACT
POSTBANK UGANDA - Find out how the lives of borrowers moving to formal bank loans have changed after two years in the WMI loan program. POSTBANK UGANDA

LOCAL COORDINATOR REPORTS:

Even though WMI provides a loan program, impacts are not limited to improved economic conditions and opportunities. The loan program includes monthly visits to borrowers' businesses by trained Local Coordinators who live in the village and who are also borrowers. The Local Coordinators review the borrowers' book keeping, inquire about business activities and family welfare, then prepare monthly Local Coordinator Reports (LCRs). The information gathered through the LCRs over the past 2 years provides additional insight into the ways the loan program is changing the lives of borrowers and the ways it is transforming the local communities where it operates. WMI utilized information from the LCRs to review the loan program's impact in four important areas:

Business Operations
Business Operations		 Health
Health		 Child Development
Child Development		 Gender Relations
Gender Relations

 

LOAN PROGRAM RESULTS - 2009

Quick Profile:

WMI began issuing loans and collecting demographic data on borrowers in January 2008.  The college students in WMIs 2009 summer internship program compiled the data collected from 200 respondents. These 20 slides paint a quick portrait of WMIs client base and how the micro-loan program has improved their lives and the living conditions for their families.

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Fact Book: Borrower Profile and Loan Impact Data, August 2009

WMI has devloped the Fact Book to provide a snapshot of the women the program serves the the impact the loans have had on their live. The Fact Book provides insight into the loan program and the utility of microfinance as a tool to combat poverty.

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